Henry Ford Select adds coordinated Medicare coverage for Michigan members

Health Alliance Plan is pitching its Henry Ford Select HMO during Medicare open enrollment, saying the plan gives Michigan members coordinated care, low-premium options and access to more than 550 medical centers. The offering matters now because Medicare annual enrollment runs through Dec. 7 and members are comparing doctors, benefits and out-of-pocket costs.

Why it matters: - Henry Ford Select (HMO) is aimed at Michigan Medicare shoppers who want coordinated coverage tied to a provider network. - Health Alliance Plan says the plan combines plan design and provider coordination to support quality outcomes and access to care. - The Medicare Annual Enrollment Period runs from Oct. 15 to Dec. 7, making this a key window for members to review coverage options. - Health Alliance Plan says membership grew 46% last year, underscoring demand for its coverage model.

What happened: - Health Alliance Plan is promoting Henry Ford Select (HMO) for Medicare Annual Enrollment. - The plan is offered with Henry Ford Health. - Henry Ford Select connects members with more than 550 medical centers across Michigan. - The company positions the plan as a way to access care in members’ own communities.

The details: - Henry Ford Select (HMO) includes a $0 monthly premium, with the reminder that Medicare Part B premiums still apply and late enrollment penalties still apply if applicable. - The plan includes $0 routine hearing and vision exams. - Henry Ford Select members are automatically paired with a Navigator who serves as a health advocate. - Navigators can help members find a primary care doctor, schedule an Annual Wellness Visit, understand benefits and connect with healthy living programs. - Navigators also provide check-ins, birthday greetings and other touchpoints throughout the year. - Health Alliance Plan says those outreach touchpoints are informed by research on which benefits and programs matter most to members. - Henry Ford Select Medicare Advantage individual members receive $0 comprehensive dental care, with 25% to 50% coverage for most comprehensive dental services up to $1,500. - Those members also receive $0 routine vision exams and a $150 yearly allowance for eyeglasses or contacts. - The plan includes $0 routine hearing exams. - Inpatient hospital stays cost a $325 copay for days 1–6, with additional days covered at 100%. - Members can access ancillary providers in the Health Alliance Plan network, including labs, therapy, behavioral health, emergency and urgent care, and vision and hearing specialists. - Henry Ford Health Select offers fully insured or self-funded options for group Medicare, employer group and individual plans in Wayne, Oakland, Macomb, Lapeer, Genesee, Jackson and Washtenaw counties. - Health Alliance Plan says Henry Ford Health Select includes HMO and EPA options for employer groups and individuals, plus an HMO Medicare Advantage option for Medicare-eligible members in a group-sponsored Medicare plan.

Between the lines: - The pitch blends insurance coverage with care navigation, which can reduce friction for members managing multiple providers and benefits. - The focus on local access suggests Health Alliance Plan is leaning on convenience and continuity of care as competitive advantages during open enrollment. - The emphasis on quality outcomes and coordinated support signals a value-based message rather than a pure price play.

What's next: - Michigan beneficiaries comparing plans during open enrollment can review premiums, out-of-pocket costs, prescription coverage, and access to primary and specialty care. - Interested members can contact a Health Alliance Plan sales representative or visit the Henry Ford Select page for more information. - Enrollment decisions will continue through Dec. 7, when Medicare Annual Enrollment closes.

The bottom line: - Health Alliance Plan is using Henry Ford Select to market a Medicare option built around low upfront costs, coordinated care and local provider access.